Managed Service
Home Insurance (Seguro Hogar)
Protect your Spanish home with building, contents, and liability cover. Compare quotes from partner insurers—required for most mortgages and strongly recommended for all owners.
Policy types
Building insurance (Continente)
Covers the structure and rebuild cost. Obligatory for mortgages—your bank will require proof before completion.
Contents insurance (Contenido)
Furniture, appliances, and personal belongings at replacement value. Essential for rentals and second homes.
Combined policies (Seguro hogar)
One policy for building, contents, and civil liability. Most owners choose a combined seguro hogar for simplicity.
What's covered vs excluded
Typically covers fire, water damage, theft (with police report), storms, and liability to neighbours. Often excludes wear-and-tear, unoccupied-home theft limits, and undeclared renovations.
How to get quotes
Share your property details
Tell us property type, estimated value, and province so insurers can price your risk accurately.
We match you with partners
Our team forwards your request to insurance partners (agente or correduría) who specialise in expat and non-resident owners.
Compare and choose
You receive tailored quotes—check consorcio (natural disaster) cover, liability limits, and mortgage compliance before signing.
Please note: EnterSpain is not an insurer or broker. Quotes are indicative until an insurer assesses your property. Your bank cannot force you to use their in-house policy if another insurer meets mortgage requirements.
Request home insurance quotes
A partner insurer or broker will contact you within 24 hours
Request received
An insurance partner will review your property details and send quotes within 24 hours.